.svc-band { background: var(--bg-2); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.svc-band-3 { background: var(--bg); border-bottom: 1px solid var(--border); }

#calculator,
#inquiry,
#plans { scroll-margin-top: 16px; }

.svc-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-top: 8px;
}

.svc-stat {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 20px 22px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}

.svc-stat:hover { border-color: var(--border-hover); transform: translateY(-2px); box-shadow: var(--shadow-sm); }

.svc-stat-val {
  font-family: var(--mono);
  font-size: 1.75rem;
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1;
  color: var(--text-primary);
  font-variant-numeric: tabular-nums;
}

.svc-stat-val.lime {
  background: var(--grad-lime);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.svc-stat-val.amber {
  background: var(--grad-amber);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.svc-stat-lbl {
  font-family: var(--mono);
  font-size: 0.625rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.svc-calc-wrap { max-width: 1040px; margin: 0 auto; }

.svc-calc {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.svc-calc-main {
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  border-right: 1px solid var(--border);
}

.svc-calc-aside {
  position: relative;
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  background:
    radial-gradient(ellipse 90% 60% at 100% 0%, var(--lime-soft) 0%, transparent 60%),
    linear-gradient(180deg, var(--bg-4) 0%, var(--bg-3) 100%);
}

.svc-calc-aside::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--grad-lime);
  opacity: 0.7;
}

.svc-calc-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--mono);
  font-size: 0.625rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.svc-field { display: flex; flex-direction: column; gap: 12px; }

.svc-field-top {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
}

.svc-field-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--text-primary);
}

.svc-field-label i { color: var(--text-muted); font-size: 1rem; }

.svc-field-out {
  font-family: var(--mono);
  font-size: 1.0625rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--text-primary);
  font-variant-numeric: tabular-nums;
}

.svc-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 999px;
  background: var(--bg-5);
  outline: none;
  cursor: pointer;
}

.svc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--grad-lime);
  border: 3px solid var(--bg-3);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.35);
  cursor: pointer;
  transition: transform 140ms ease;
}

.svc-range::-webkit-slider-thumb:hover { transform: scale(1.12); }

.svc-range::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #C5FF45;
  border: 3px solid var(--bg-3);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.35);
  cursor: pointer;
}

.svc-range:focus-visible { box-shadow: 0 0 0 3px var(--lime-soft); }

.svc-field-scale {
  display: flex;
  justify-content: space-between;
  font-family: var(--mono);
  font-size: 0.625rem;
  letter-spacing: 0.06em;
  color: var(--text-muted);
}

.svc-seg {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: 1fr;
  gap: 4px;
  padding: 4px;
  background: var(--bg-2);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}

.svc-seg-btn {
  padding: 9px 10px;
  border: 1px solid transparent;
  border-radius: var(--radius-sm);
  background: transparent;
  color: var(--text-secondary);
  font-family: var(--font);
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  cursor: pointer;
  transition: var(--transition);
  white-space: nowrap;
}

.svc-seg-btn:hover { color: var(--text-primary); background: var(--bg-4); }

.svc-seg-btn.active {
  background: var(--text);
  color: var(--bg);
  border-color: var(--text);
}

.svc-result-label {
  font-family: var(--mono);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.svc-result-amount {
  display: flex;
  align-items: baseline;
  gap: 8px;
  font-family: var(--mono);
  font-size: clamp(2.5rem, 6vw, 3.4rem);
  font-weight: 700;
  letter-spacing: -0.04em;
  line-height: 1;
  color: var(--text-primary);
  font-variant-numeric: tabular-nums;
}

.svc-result-amount .svc-result-unit {
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0;
  color: var(--text-muted);
}

.svc-result-amount strong {
  background: var(--grad-lime);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  font-weight: 700;
}

.svc-bar {
  display: flex;
  height: 12px;
  border-radius: 999px;
  overflow: hidden;
  background: var(--bg-5);
}

.svc-bar-seg { height: 100%; transition: width 220ms cubic-bezier(.2,.8,.2,1); }
.svc-bar-seg.principal { background: var(--grad-lime); }
.svc-bar-seg.interest { background: var(--grad-amber); }
.svc-bar-seg.fee { background: var(--bg-5); }

.svc-legend { display: flex; flex-wrap: wrap; gap: 16px; }

.svc-legend-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 0.75rem;
  color: var(--text-secondary);
}

.svc-legend-dot { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }
.svc-legend-dot.principal { background: #C5FF45; }
.svc-legend-dot.interest { background: #FFB020; }

.svc-breakdown {
  display: flex;
  flex-direction: column;
  margin-top: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: var(--bg-2);
  overflow: hidden;
}

.svc-breakdown-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 12px 16px;
  border-top: 1px solid var(--border);
  font-size: 0.875rem;
}

.svc-breakdown-row:first-child { border-top: 0; }
.svc-breakdown-row span { color: var(--text-secondary); }

.svc-breakdown-row strong {
  font-family: var(--mono);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  color: var(--text-primary);
  letter-spacing: -0.01em;
}

.svc-breakdown-row.total {
  background: var(--bg-3);
  border-top: 1px solid var(--border-2);
}

.svc-breakdown-row.total span { color: var(--text-primary); font-weight: 600; }

.svc-breakdown-row.highlight strong {
  background: var(--grad-lime);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.svc-breakdown-row.negative strong { color: var(--amber); -webkit-text-fill-color: var(--amber); background: none; }

.svc-result-note {
  font-size: 0.75rem;
  line-height: 1.5;
  color: var(--text-muted);
}

.svc-result-actions { display: flex; flex-direction: column; gap: 10px; }
.svc-result-actions .btn { width: 100%; justify-content: center; }

.svc-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.svc-cards.two { grid-template-columns: repeat(2, 1fr); }

.svc-card {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 26px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}

.svc-card:hover {
  border-color: var(--border-hover);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.svc-card-ico {
  width: 48px;
  height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  font-size: 1.375rem;
  background: var(--lime-soft);
  border: 1px solid rgba(197, 255, 69, 0.25);
  color: var(--lime);
}

[data-theme="light"] .svc-card-ico { color: var(--lime-2); }

.svc-card-ico.amber {
  background: var(--amber-soft);
  border-color: rgba(255, 176, 32, 0.25);
  color: var(--amber);
}

.svc-card-ico.blue {
  background: var(--blue-soft);
  border-color: rgba(79, 139, 255, 0.25);
  color: var(--blue);
}

.svc-card h3 {
  font-size: 1.1875rem;
  font-weight: 600;
  letter-spacing: -0.025em;
  color: var(--text-primary);
}

.svc-card p { font-size: 0.9375rem; line-height: 1.6; color: var(--text-secondary); }

.svc-card-tag {
  align-self: flex-start;
  margin-top: 2px;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  font-family: var(--mono);
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  background: var(--bg-2);
  border: 1px solid var(--border);
  color: var(--text-secondary);
}

.svc-tiers {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  align-items: stretch;
}

.svc-tier {
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 16px;
  padding: 30px 28px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  transition: var(--transition);
}

.svc-tier:hover { border-color: var(--border-hover); transform: translateY(-3px); box-shadow: var(--shadow-md); }

.svc-tier.featured {
  border-color: rgba(197, 255, 69, 0.4);
  background: linear-gradient(180deg, var(--lime-soft) 0%, transparent 45%), var(--bg-3);
  box-shadow: 0 0 0 1px rgba(197, 255, 69, 0.08), var(--shadow-md);
}

.svc-tier-flag {
  position: absolute;
  top: 16px;
  right: 16px;
  padding: 4px 11px;
  border-radius: var(--radius-pill);
  background: var(--grad-lime);
  color: #0A0B0D;
  font-family: var(--mono);
  font-size: 0.5625rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.svc-tier-name {
  font-family: var(--mono);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.svc-tier-term {
  display: flex;
  align-items: baseline;
  gap: 8px;
  flex-wrap: wrap;
}

.svc-tier-term .num {
  font-size: 2rem;
  font-weight: 700;
  letter-spacing: -0.04em;
  color: var(--text-primary);
  line-height: 1;
}

.svc-tier.featured .svc-tier-term .num {
  background: var(--grad-lime);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}

.svc-tier-term .unit { font-size: 0.875rem; color: var(--text-secondary); font-weight: 500; }

.svc-tier-desc { font-size: 0.9375rem; line-height: 1.55; color: var(--text-secondary); }

.svc-tier-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: auto;
  padding-top: 18px;
  border-top: 1px dashed var(--border);
}

.svc-tier-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.875rem;
  line-height: 1.45;
  color: var(--text-secondary);
}

.svc-tier-list li i {
  font-size: 1rem;
  margin-top: 1px;
  flex-shrink: 0;
  color: var(--lime);
}

[data-theme="light"] .svc-tier-list li i { color: var(--lime-2); }

.svc-split { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }

.svc-split-col {
  padding: 28px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
}

.svc-split-col.good { border-color: rgba(34, 217, 130, 0.28); background: linear-gradient(180deg, var(--green-soft) 0%, transparent 40%), var(--bg-3); }
.svc-split-col.bad { border-color: rgba(255, 71, 87, 0.22); background: linear-gradient(180deg, var(--red-soft) 0%, transparent 40%), var(--bg-3); }

.svc-split-head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 18px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--border);
}

.svc-split-head i {
  width: 40px;
  height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-sm);
  font-size: 1.25rem;
  flex-shrink: 0;
}

.svc-split-col.good .svc-split-head i { background: var(--green-soft); color: var(--green); border: 1px solid rgba(34, 217, 130, 0.3); }
.svc-split-col.bad .svc-split-head i { background: var(--red-soft); color: var(--red); border: 1px solid rgba(255, 71, 87, 0.3); }

.svc-split-head h3 { font-size: 1.125rem; font-weight: 600; letter-spacing: -0.02em; color: var(--text-primary); }

.svc-list { display: flex; flex-direction: column; gap: 12px; }

.svc-list li {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  font-size: 0.9375rem;
  line-height: 1.5;
  color: var(--text-secondary);
}

.svc-list li i { font-size: 1.0625rem; margin-top: 1px; flex-shrink: 0; }
.svc-split-col.good .svc-list li i { color: var(--green); }
.svc-split-col.bad .svc-list li i { color: var(--red); }

.svc-inquiry {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 48px;
  align-items: start;
}

.svc-inquiry-info {
  position: sticky;
  top: calc(var(--nav-h) + 24px);
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.svc-inquiry-info .section-label { align-self: flex-start; }

.svc-inquiry-perks { display: flex; flex-direction: column; gap: 12px; margin-top: 4px; }

.svc-inquiry-perk {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 16px 18px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.svc-inquiry-perk:hover { border-color: var(--border-hover); background: var(--bg-4); }

.svc-inquiry-perk i {
  flex: 0 0 38px;
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-sm);
  background: var(--amber-soft);
  border: 1px solid rgba(255, 176, 32, 0.25);
  color: var(--amber);
  font-size: 1.125rem;
}

.svc-inquiry-perk div { display: flex; flex-direction: column; gap: 3px; }
.svc-inquiry-perk strong { font-size: 0.9375rem; font-weight: 600; color: var(--text-primary); }
.svc-inquiry-perk span { font-size: 0.8125rem; line-height: 1.5; color: var(--text-secondary); }

.svc-form-card {
  position: relative;
  padding: 36px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.svc-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 32px;
  right: 32px;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--lime), transparent);
  opacity: 0.6;
}

.svc-form-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  margin-bottom: 16px;
  background: var(--lime-soft);
  border: 1px solid rgba(197, 255, 69, 0.25);
  border-radius: var(--radius-pill);
  font-family: var(--mono);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--lime);
}

[data-theme="light"] .svc-form-eyebrow { color: var(--lime-2); }

.svc-form-title { font-size: 1.5rem; font-weight: 600; letter-spacing: -0.03em; color: var(--text-primary); margin-bottom: 6px; }
.svc-form-desc { font-size: 0.9375rem; line-height: 1.55; color: var(--text-secondary); margin-bottom: 24px; }

.svc-form { display: flex; flex-direction: column; gap: 16px; }
.svc-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.svc-form-grid.full { grid-template-columns: 1fr; }
.svc-form-grid .is-full { grid-column: 1 / -1; }
.svc-form .form-textarea { min-height: 120px; resize: vertical; }
.svc-form .btn { width: 100%; justify-content: center; margin-top: 4px; }

.svc-form-foot {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px dashed var(--border);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--mono);
  font-size: 0.6875rem;
  letter-spacing: 0.06em;
  color: var(--text-muted);
}

.svc-form-foot i {
  background: var(--grad-lime);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: 0.875rem;
}

.svc-cta {
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 40px 44px;
  background: linear-gradient(135deg, var(--bg-4) 0%, var(--bg-3) 100%);
  border: 1px solid var(--border);
  border-radius: var(--radius-xl);
}

.svc-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 50% 80% at 100% 0%, var(--lime-soft) 0%, transparent 60%),
    radial-gradient(ellipse 50% 80% at 0% 100%, var(--amber-soft) 0%, transparent 60%);
  pointer-events: none;
}

.svc-cta-text { position: relative; z-index: 1; max-width: 620px; }
.svc-cta-text h2 { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 600; letter-spacing: -0.035em; color: var(--text-primary); margin-bottom: 8px; }
.svc-cta-text p { font-size: 1rem; line-height: 1.55; color: var(--text-secondary); }
.svc-cta-actions { position: relative; z-index: 1; display: flex; flex-wrap: wrap; gap: 10px; flex-shrink: 0; }

@media (max-width: 1100px) {
  .svc-inquiry { grid-template-columns: 1fr; gap: 36px; }
  .svc-inquiry-info { position: static; }
}

@media (max-width: 1024px) {
  .svc-calc { grid-template-columns: 1fr; }
  .svc-calc-main { border-right: 0; border-bottom: 1px solid var(--border); }
  .svc-cards, .svc-tiers { grid-template-columns: 1fr 1fr; }
  .svc-stats { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .svc-calc-main, .svc-calc-aside { padding: 24px; }
  .svc-cards, .svc-cards.two, .svc-tiers, .svc-split { grid-template-columns: 1fr; }
  .svc-cta { flex-direction: column; align-items: flex-start; padding: 30px 24px; }
  .svc-cta-actions { width: 100%; }
  .svc-cta-actions .btn { flex: 1; justify-content: center; }
  .svc-form-card { padding: 26px 22px; }
  #calculator, #inquiry, #plans { scroll-margin-top: 48px; }
}

@media (max-width: 480px) {
  .svc-stats { grid-template-columns: 1fr; }
  .svc-form-grid { grid-template-columns: 1fr; }
  .svc-seg { grid-auto-flow: row; grid-auto-columns: auto; }
  .svc-form-card { padding: 22px 16px; border-radius: var(--radius-lg); }
  #calculator, #inquiry, #plans { scroll-margin-top: 68px; }
}
